Your first bike on EMI: a simple Bhopal guide

EMI makes a first bike affordable, but the cheapest sticker price isn't always the cheapest loan. Watch three numbers: down payment, tenure, and the effective interest rate. A longer tenure lowers the monthly EMI but raises total cost. Keep documents ready — ID, address proof, and income proof — to get approved on the spot. A good dealer shows you the full on-road and the EMI side by side.